All Credit/Debit Cards must have the account holders name printed on the credit/debit card. Over The Horizons will not accept credit/debit cards drawn on banks outside the United States. In the event that any credit/debit card is returned, I agree to pay a service charge of $50, or such other service charges if the amount mandated by state law as well as any additional cost due to collection of debt as permitted by applicable law. Any orders attributed to a returned credit/debit will be cancelled immediately. Over The Horizons will pursue credit/debit card user makers who submit insufficient funds to the company to the fullest extent of the law, Use of draft method may result in orders being held until funds have cleared the bank. This Terms & Conditions (This Agreement) is a legal agreement between you (You, Your, Customer, or User) and OTH, an independent establishment of OTH. I agree to the Terms & Conditions set fourth in these terms & conditions for the use of my credit card payment information that I choose to utilize within OTH. This Agreement is between you and OTH only, and provides OTH the ability and authorization, with your consent and initiated by you, to utilize your credit card payment information for any customer initiated payments and/or purchases on any and all sites within OTH. OTH is solely responsible for the service, content and materials provided through OTH and the service generally. User acknowledge and agrees that he or she is solely responsible for and shall abide by (1) the terms of this Agreement; and (2) all policies, procedures and regulations of OTH; and (3) any cardholder, issuing bank and card brand rules. User warrants, represents and agrees that you have all legal rights to utilize the credit card information for which you are providing authorization for this purchase. This agreement shall terminate upon date that all obligations of the parties hereto with respect to this agreement have been satisfied. For returns or cancellation policies and procedures, please refer to OTH Customer Support/OTH Sales in which you are purchasing the products. Pay critical attention to these policies as they change based on where you are utilizing your credit card payment information and/or where you are purchasing products from OTH. I hereby authorize OTH to change the amount specified to the designated payment type.

Refers to VISA,, Master Card, American Express, Discover and any networks that utilize these brands as getaway providers.